fix: bridge manual external account fallback#652
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Use navigation.replace instead of navigate after successful external account creation so the manual form is removed from the stack — pressing back from CashoutDetails returns to TopupCashout, not the form. Also handle the duplicate-submission case: if the user re-enters the same account details and Bridge returns an error, treat it as 'already linked' and proceed to cashout instead of showing a 400.
The local bank transfer screen had hardcoded Flash banking details (BBW/Banco Hipotecario). These should come from ERPNext dynamically with a per-user reference code — tracked as part of TopUp V1 in Linear. Until that's built, show a message directing users to contact support via WhatsApp for banking information.
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